Why Are Teens Seen As High Risk Drivers?

Teens are considered to be “higher-risk” drivers by auto insurance companies, so their rates are typically the highest of any age group. But is this fair? Find out why teens are seen as high risk drivers. The good news is that there are several ways to reduce the coverage costs. It will take some time and effort, but in the end, you will be repaid with lower rates. Find out more and get auto insurance quotes online.

auto insurance quotes onlineRecent studies show that teens are more prone to distracted driving and since we live in a world full of flashy gadgets and application, it is understandable why the risk is high. To make things worse, numerous teens have problems focusing on one thing.  These problems are considered mental health problems.

Mental health symptoms are related to attention deficit-hyperactivity disorder (ADHD), a chronic condition including attention difficulty, hyperactivity and impulsiveness. Mental health disorders are associated with increased errors in a driving simulator and self-reported risky driving behaviors in teenagers.

According to a research conducted in the University of Pennsylvania, teenage drivers aged between 16 and 19 are more likely to get into fatal accidents than their older counterparts.

The researchers also conducted questionnaires about depressive symptoms and another about their driving behaviors on the road, such as speeding, using cell phones while behind wheels and the number of passengers they carried.

During the experimental drives, the researchers exposed the teens to different crash scenarios like a rear-end collision or a hidden hazard, which was avoidable if they drive safely. By the end of the simulated assessment, they were conferred to 21 potential crash situations. The researchers analyzed the simulator data on a variety of the participants’ actions, including how they behaved at stimulated stop signs, in which lane they drove, where they looked on the road, and how they applied the brake in potentially dangerous circumstances. And the results showed that many teens have problems focusing on the road and assessing traffic hazards.

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