Top 5 Most Useful Auto Insurance Discounts
Check out the top 5 most useful auto insurance discounts and check our website for online motor insurance quotes. Here is the list:
- Low mileage discount. Almost all insurance companies provide this discount. The reasons is simple: if you spend less time on the road, you reduce the risk of being involved in an accident and making a claim. Claims cost insurance companies money and by diminishing the odds of making one, you will be rewarded with a discount. Make sure to understand the minimum limits imposed in order to qualify.
- No claims discounts. Again, we must talk about claims and money. If you are a good driver and you did not commit any traffic violation, then you will be rewarded with better rates. There are some strict conditions to qualify and each insurer has a different list with requirements. You must ask the insurer some things related to this discounts, for example, if you are involved in an accident, but the other party committed it, will your discount be nullified or not.
- Defensive driving discounts. Insurance companies appreciate drivers who spent some time improving their skills. It does not matter if you are teen, mature or senior, if you passed the courses, then you should be rewarded. This discount is highly important for teens and seniors who are typically considered a higher liability.
- Safe car discounts. Having a car considered really safe helps a lot. Insurance companies consider these vehicles easier and cheaper to insure. Additionally, you can increase safety rating by installing devices approved by the company. Never modify your car without announcing the insurer.
- Usage based discount. Usage based programs allow the drivers to get really low prices if they agree to install telematics devices that monitor mileage and driving habits. If the parameters are the ones desired by the insurer, you will pay less on car insurance.
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